muneletora - Subscription financial planning for Australians

Acceptance of terms

By accessing or using our website and subscription service, you agree to these terms. If you do not agree, please do not use our services.

Definitions

Key definitions used throughout these terms:

'Service' refers to the ongoing planning subscription offered by muneletora.

'User' means any individual who accesses the site or subscribes to muneletora’s service.

'Advisor' means the professionals providing compliant planning and analytical reviews.

'Fee' is the fixed monthly charge for the subscription service.

Service usage

The subscription provides ongoing analytical reviews, scenario exploration, and compliant documentation for a monthly fee. No guarantee of results or refunds is offered.

Eligibility

Service is available to individuals legally able to enter contracts in Australia. By subscribing, you confirm you meet these criteria.

Minimum age and eligibility conditions apply.

User responsibilities

You agree to provide accurate information and use the service in accordance with these terms.

Keep all account details current and accurate.

Comply with Australian laws and regulations when using the service.

Respect intellectual property and confidentiality obligations.

Do not misuse or attempt to disrupt the service.

Prohibited uses

You must not use the service for unlawful or unauthorised purposes.

Transmit or upload material that is defamatory, offensive, or illegal.

Attempt to access accounts or data that do not belong to you.

Disrupt or interfere with website operation or security.

Collect personal data of others without consent.

Use our content or branding without written permission.

Intellectual property rights

All content on this site is owned by muneletora or its licensors. Unauthorised use, copying, or distribution is strictly prohibited.

User content

You may submit information for service delivery. Do not share unlawful or infringing content.

Rights to user content

By submitting content, you grant muneletora rights needed to deliver the service and comply with regulations.

Privacy and data protection

Personal data is processed in line with our privacy policy and Australian law. See our privacy policy for details.

Privacy policy

Disclaimers and limitations of liability

Our service is provided as-is, with no guarantee of results. See our disclaimer for more information.

Important disclaimer

No guarantee of outcomes, results may vary, and no refunds are offered for services.

Limitation of liability

muneletora is not liable for any loss arising from use of the service, except as required by law.

Indemnification

You agree to indemnify muneletora from claims arising from your use of the service or content submitted.

Dispute resolution and law

Disputes will be resolved under Australian law. Parties are encouraged to resolve issues amicably.

Arbitration

Certain disputes may be referred to arbitration in accordance with Australian rules.

Arbitration does not limit your statutory rights.

Online dispute resolution

You may use approved Australian platforms for online dispute resolution where applicable.

More about dispute resolution

Severability

If any term is found invalid, the remainder remains in effect.

Entire agreement

These terms constitute the complete agreement between you and muneletora regarding the service.

Applicable law and jurisdiction

Australian law governs these terms and service use.

Termination

muneletora may terminate access for violations of terms or unlawful conduct.

Modifications

We may update these terms at any time. Continued use means you accept any changes made.

Contact about terms and conditions

For any questions about these terms, please contact our team.

Contact email: content@muneletora.com

Contact phone: +61855077796

Business address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Terms and conditions for muneletora.com services